Initial Deposit: Portion of the sale price of a home that is not financed. Your down payment amount can affect the interest rate you get, as lenders typically offer lower rates for borrowers who make larger down payments.
Interest rate: Amount you will pay each year to borrow the money for your loan, expressed as a percentage.
The amount of time or number of years that you will have to repay a loan. Longer term mortages can make your monthly payment amount smaller than shorter term loans by stretching out your payments over more years.
Taxes & Expenses takes into account additional costs beyond the property price. This includes expenses like IMT tax and Stamp Duty, providing a more accurate estimate of the total costs associated with purchasing a property.
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